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| Refinance - Trade ARM for a Fixed Rate |
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Trading your adjustable rate mortgage for a fixed rate mortgage will save you money in the long run, but if you are only planning on staying in your home for a few years, it would be to your benefit to keep an adjustable rate mortgage. Keeping the ARM will save you money, because they tend to come with a very low introductory rate. If staying in a home for fifteen to thirty years, a fixed rate will save you money even if the market is doing well. In this sense, it would be wise to switch over to a fixed mortgage home loan. Currently you can find fixed mortgage rates at an all time low, which is why it is the best time to refinance your current home mortgage rate.
| Our refinance experts at Raleigh Mortgage Loan can help you with your refinance. Fill out the form below and we will contact you shortly.
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Even a small rate cut can pay off quickly! There are ways to save money by refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call a representative today to see what program fits you best. More Raleigh Refinance Information
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In one phone call we can get all the information we need to get you prequalified. From there you can see what type of home you can afford. Or Click Here to get prequalified
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| Jumbo Loans |
| A jumbo loan is a loan that does not conform to the rules established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit. Loan to value limits for jumbo mortgage loans range from 50% to 100% depending on the loan amount.
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