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| Refinance - What Costs Are Involved |
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A few steps need to be taken into consideration when refinancing. The first and most important step is getting an interest rate cut, this will lower the month to month costs and will in turn save you the most amount of money over time. At Raleigh Mortgage Loans we offer the lowest prices and often waive most appraisal, application, and other legal fees. If staying in your current place of residence for more than three years, you should condiser paying a higher point rate, to obtain a much lower mortgage rate saving you hundreds each month. If you are looking to avoid paying such high costs on points, you can add the costs of points to your mortgage loan and still get a lower mortgage rate.
Deciding to refinance can be a difficult choice and many things need to be considered before a decision is reached. Our refinance specialists are here to help you. Simply fill out the form below and we will contact you with more information on refinancing.
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Even a small rate cut can pay off quickly! There are ways to save money by refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call a representative today to see what program fits you best. More Raleigh Refinance Information
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In one phone call we can get all the information we need to get you prequalified. From there you can see what type of home you can afford. Or Click Here to get prequalified
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| Jumbo Loans |
| A jumbo loan is a loan that does not conform to the rules established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit. Loan to value limits for jumbo mortgage loans range from 50% to 100% depending on the loan amount.
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