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The adjustable rate mortgage (ARM) is always a few points lower than a fixed rate which in turn saves you money each month. The payments with an ARM will adjust depending on the market conditions. This can work for or against you, if interest rates are declining, so is your monthly payment and vise versa. It is also possible to mix and match various rates, such as starting the first few years of your home mortgage loan with a low fixed rate, but a few years down the line it may be more convenientto switch to an ARM.
| To get more information on the details of ARMs fill out hte form below. Our loan professionals will be in contact with you shortly.
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Even a small rate cut can pay off quickly! There are ways to save money by refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call a representative today to see what program fits you best. More Raleigh Refinance Information
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In one phone call we can get all the information we need to get you prequalified. From there you can see what type of home you can afford. Or Click Here to get prequalified
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| Jumbo Loans |
| A jumbo loan is a loan that does not conform to the rules established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit. Loan to value limits for jumbo mortgage loans range from 50% to 100% depending on the loan amount.
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