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| 1st Time Buyers - What is a First Time Buyer Loan? |
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At Raleigh Mortgage Loans we specialize in first time home buyers and have mortgage programs specifically for this group. A few of the offered programs are the Community Home Buyer program, or CHB, which features an affordable down payment. The Housing Finance Agency home loan, or HFA, gives a low interest rate, and the Mortgage Credit Certificate, MCC, offers reduced taxes.
| Our loan professionals can help you choose the right program for you. Simply fill out the short form below and we will be in contact with you shortly.
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Even a small rate cut can pay off quickly! There are ways to save money by refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call a representative today to see what program fits you best. More Raleigh Refinance Information
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In one phone call we can get all the information we need to get you prequalified. From there you can see what type of home you can afford. Or Click Here to get prequalified
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| Jumbo Loans |
| A jumbo loan is a loan that does not conform to the rules established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit. Loan to value limits for jumbo mortgage loans range from 50% to 100% depending on the loan amount.
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